Credit Reports
Description: This search checks credit history of the subject and is a must for pre-employment and tenant screening as it will demonstrate the subject’s level of responsibility, tendencies, risks and other useful identifiers.
Data Sources: This is a database search for credit check through one of the best credit reporting agencies, Transunion Credit Bureau. The data reported is as per the Fair Credit Reporting Act (FCRA)
Information reported: A credit history report on a subject will show personal identification such as social security number, name, AKA’s, address history up to 7 years, and possibly employment information. Each report will detail the number of accounts the subject has, the total outstanding balances, past due amounts and number of times late for each account. In addition, the report will show any public records such as judgments and bankruptcies.
Turnaround Time: You will receive the consumer credit report of this search virtually instantly.
